Vanguard Surety

Vaguard Surety and credit Insurance protects your accounts receivable from losses caused by customer insolvency or protracted default (i. E. Slow pay) .
The primary benefits are as follows:
Protection from catastrophic credit losses
Ability to grow your business by offering
Higher credit limits
Longer terms of sale
Open account sales to export markets
To improve borrowing power where the lender is restricting availability due to:
Customer concentrations
Foreign receivables
Extended terms of sale
Credit insurance premiums are tax-deductible, reserves for bad-debt are not
Credit insurance is less expensive than letters of credit
Policy types:
"Whole Turnover"-insuring virtually all accounts
"Key Account"-insuring only the largest customers
"Single Customer" or "Selected Customer"-insuring only a single account. Vanguard Trade Credit will help you determine strategy and evaluate products from all domestic and international carriers. We will demonstrate for you how these programs are often self-funding, while reducing overall bad debt expense, and increasing / protecting profits.