North Jersey Federal CU

"Above and Beyond Banking" North Jersey Federal Credit Union builds relationships with the people and communities we serve. We strive to be your primary financial institution to improve your life. NJFCU is committed to providing our members with quality financial products and services delivered in a professional, courteous and timely manner. Unlike other financial institutions that need to generate profits to satisfy stockholders, we return excess earnings to our members in the following forms: - Competitive dividend rates paid on savings and investment accounts - Competitive interest rates on loans - The addition of valuable new products and services Services- Free Checking, Direct Deposit, Payroll Deduction, ATM Access, Debit cards, TAP- Telephone Account Processing (Audio Response System), Wire Transfers, Ready Cash Loans, NJFCU Switch Kit, Mobile Money. NJFCU also offers additional services such as Money Orders, Members Financial Services Financial Planning, Safe Deposit Boxes, Free Notary Public Services, U.S. Savings Bonds and a Quarterly Member Newsletter. Products: Regular Share Savings Accounts, Holiday & Vacation Club Accounts, Money Market Accounts, Term Share Certificates, Individual Retirement Accounts (IRA), Consumer Loans, New & Used Vehicle Loans, and Home Loan Products - Members� deposits are federally insured by the National Credit Union Administration for a total of $250, 000 and an additional $250, 000 is available through private insurance ESI. Business Hours- Mon-Wed: 9:00am - 5:00pm Thur-Fri: 9:00am - 6:00pm Sat: 9:00am - 1:00pm